Terms of Use

Effective Date: [12-1-2025]

Welcome to the UMD Healthcare website (www.umdhealthcare.org). By accessing, using, or browsing this website, you agree to comply with and be bound by the following terms and conditions, as well as any applicable laws and regulations. If you do not agree with these terms, please refrain from using this website.

1. Acceptance of Terms

By accessing and using this website, you confirm that you understand, agree to, and accept the terms of use outlined in this agreement. If you do not agree to these terms, you must immediately discontinue your use of this website.

2. Changes to the Terms of Use

UMD Healthcare reserves the right to modify, update, or revise these Terms of Use at any time. Any changes made will be posted on this page, and the changes will become effective immediately upon posting. Your continued use of the website after any changes constitutes your acceptance of the revised Terms of Use.

3. Use of Content

The content on this website, including text, images, graphics, logos, videos, and other materials (collectively referred to as “Content”), is owned or licensed by UMD Healthcare and is protected by intellectual property laws, including copyright and trademark laws. The Content is provided for your general information and personal use only. You may not copy, reproduce, distribute, or otherwise use any part of the Content for commercial purposes without the prior written permission of UMD Healthcare.

4. User Conduct

When using this website, you agree to comply with all applicable local, state, and international laws and regulations. You are prohibited from using this website to:

Engage in any activity that violates any laws or infringes upon the rights of others.
Upload or transmit any content that is harmful, offensive, defamatory, or violates any individual’s privacy or intellectual property rights.
Use the website to distribute viruses, malware, or any harmful content that may disrupt the normal functioning of the site or any devices.
Impersonate any person or entity or falsely represent your affiliation with any person or entity.

5. Privacy Policy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this website, you consent to the collection and use of your data as described in the Privacy Policy.

6. External Links

This website may contain links to third-party websites. These links are provided solely for your convenience and informational purposes. UMD Healthcare does not endorse or control the content, privacy policies, or practices of these external websites. You access these websites at your own risk, and we encourage you to review the privacy policies and terms of use of any external websites you visit.

7. Limitation of Liability

UMD Healthcare does not guarantee the accuracy, completeness, or reliability of any content or information provided on this website. The website and its content are provided “as is,” and UMD Healthcare disclaims any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

In no event will UMD Healthcare, its officers, employees, or affiliates be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or use, arising out of or in connection with the use of this website, even if we have been advised of the possibility of such damages.

8. Termination of Access

UMD Healthcare reserves the right to suspend or terminate your access to the website at any time without notice, for any reason, including if we believe that you have violated these Terms of Use. Upon termination, your right to use the website will immediately cease, and you must destroy any copies of the materials you have made.

9. Governing Law and Dispute Resolution

These Terms of Use are governed by the laws of Pakistan. Any disputes arising out of or relating to these Terms of Use or the use of this website shall be resolved through binding arbitration in Karachi, Pakistan, in accordance with the rules of the relevant arbitration body. The decision of the arbitrator shall be final and binding.